Representing community banks, privately held financial institutions, holding companies and holding company investors, Siegel Brill provides counsel through all phases of a financial institution purchase, sale or merger, from initial consultation with financial advisors and the review and/or preparation of indications of interests or letters of intent, through due diligence, definitive purchase agreement preparation, closing and post-closing. Our financial institution M&A practice is focused on the representation of closely-held private financial institutions and our background as legal counsel and as former bank executives and directors gives us a unique perspective to understand all facets of a potential transaction and its impact upon the institution and its owners.

Our financial institution attorneys bring over 20 years of combined experience as directors of banks and bank holding companies that allow us to offer counsel that understands the unique issues faced by directors in the current financial institution climate and the economics involved. We are experienced in potential transaction issues, ownership disputes, regulatory matters, employment matters and the general business of operating a financial institution.

The regulation of financial institutions continues to be one of the most significant issues faced by a financial institution, regardless of whether it is dealing with a routine exam, operating under increased oversight or navigating an M&A transaction. Our attorneys have dealt with these issues from both as legal counsel and as bankers, and understand the importance of a financial institution’s relationship with its regulatory authorities.

With the increased complexity of lending facilities in today’s economy, our attorneys bring an extensive knowledge and experience base to our counsel in these transactions; from construction loans, loan participations, loan sales or the documentation of other credit facilities. We also understand the budget considerations in handling these matters and the significant competition in today’s lending climate and work closely with our financial institution clients to provide a cost-effective product for the client and its borrower.

Workouts should not always mean litigation. We do our best to help our clients resolve workout situations without resorting to litigation, but when it is necessary, our litigators, in conjunction with our financial institution attorneys, are prepared to resolve the situation as quickly and as efficiently as possible. We understand that our financial institutions are small businesses and that workout and litigation situations are not money-making endeavors for our clients. We also understand the need to fight for our clients’ rights in these situations and deliver the result that is needed.

Siegel Brill is uniquely suited to representation of financial institutions and companies during disputes. Our litigation team works hand in hand with our industry insiders to best understand your multifaceted interests and realize your ideal outcome when litigation is indicated.